All planning and consulting services are based upon an hourly rate of $240, however a fixed fee may also be agreed upon. Fees are determined based upon the nature and complexity of each client’s unique situation. A personalized quote is provided during your complimentary Get Acquainted meeting which means all fees are agreed upon prior to entering into a contract for services. Typical Retirement Plans fall in the $2000-$4000 range.

A deposit in the amount of 50% of the anticipated fee, or $500 (whichever is less), is due at the time an Agreement is signed. The balance is due at the financial plan presentation meeting.

Our Philosophy

At Cheryl Ober Financial Planning our guiding philosophy is that: